BUSINESS NAVIGATORS LLC
Tailored Solutions for Your Business
Strategies for Success
Terms & Conditions
Effective Date: 12/16/2025
Last Updated: 10/01/2025
These Terms & Conditions (“Terms”) govern your access to and use of the website, services, and communications provided by Business Navigators LLC (“Company,” “we,” “us,” or “our”). By accessing our website, engaging our services, or communicating with us, you agree to be bound by these Terms.
If you do not agree with these Terms, you should not use our website or services.
1. Services
Business Navigators LLC provides professional accounting, bookkeeping, tax preparation, advisory, and related business services. Services are provided pursuant to written engagement agreements, service proposals, or signed authorizations, which may include additional terms specific to the services rendered.
2. Use of Website
You agree to use this website for lawful purposes only and not to engage in any activity that could damage, disable, or interfere with the website or our services. Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.
3. Client Responsibilities
You are responsible for providing accurate, complete, and timely information necessary for us to perform services. We are not responsible for errors or omissions resulting from inaccurate or incomplete information provided by you or your representatives.
4. Communications Consent
By providing your contact information, you consent to receive communications from Business Navigators LLC related to your account, services, and business relationship. Communications may be delivered via email, telephone, secure client portal, or SMS/text message, in accordance with your preferences and applicable laws.
5. SMS/Text Messaging Terms
By providing your mobile phone number and opting in through our website, client intake forms, written agreements, or other authorized methods, you consent to receive SMS/text messages from Business Navigators LLC related to your account and the services we provide.
Message Purpose
SMS/text messages are sent for service-related and informational purposes only, including but not limited to:
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Appointment reminders and confirmations
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Account notifications and document requests
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Billing notices and payment confirmations
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Project updates and service communications
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Client support and administrative messages
We do not send unsolicited marketing or promotional text messages without your separate, express written consent.
Consent Not Required for Purchase
Your consent to receive SMS/text messages is not a condition of purchasing any services from Business Navigators LLC.
Message Frequency and Fees
Message frequency may vary based on your account activity and services.
Standard message and data rates may apply, as determined by your mobile carrier.
Opt-Out and Help Instructions
You may opt out of SMS/text messages at any time by replying STOP to any message.
After opting out, you will no longer receive SMS/text messages unless you re-enroll.
For assistance, reply HELP or contact us at (785) 380-8960.
Data Privacy and Sharing
We respect your privacy. Mobile phone numbers, SMS/text message content, and consent records will not be sold, rented, or shared with third parties or affiliates for marketing or promotional purposes.
SMS information is used solely to deliver the service-related communications described in these Terms and our Privacy Policy.
Program Changes
We reserve the right to modify or discontinue our SMS/text messaging program at any time. Participation is subject to carrier availability, applicable laws, and regulatory requirements.
6. Fees and Payment
Fees for services are outlined in your engagement agreement or proposal. You agree to pay all fees in accordance with the agreed terms. Failure to pay may result in suspension or termination of services.
7. Confidentiality
We maintain the confidentiality of client information in accordance with professional standards and applicable laws. You agree to maintain the confidentiality of any proprietary or non-public information received from us.
8. Privacy
Your use of our website and services is also governed by our Privacy Policy, which describes how we collect, use, and protect your information. The Privacy Policy is incorporated into these Terms by reference.
9. Limitation of Liability
To the fullest extent permitted by law, Business Navigators LLC shall not be liable for any indirect, incidental, consequential, or special damages arising out of or related to the use of our website or services.
10. Indemnification
You agree to indemnify and hold harmless Business Navigators LLC from any claims, damages, losses, or expenses arising from your use of our website or services, or your violation of these Terms.
11. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Maryland, without regard to conflict of law principles.
12. Changes to These Terms
We may update these Terms from time to time. Updates will be posted on this page with a revised effective date. Continued use of our website or services constitutes acceptance of the updated Terms.
13. Contact Information
If you have questions about these Terms or our communications practices, please contact:
Business Navigators LLC
3115 W 6th St
Suite L
Lawrence, KS. 66049
info@bnllc.co
(785) 380-8960